Specializing in Southern Orange County

Qualifying for a home loan

What is a HELOC?

A HELOC stands for Home Equity Line of Credit and this is essentially a type of mortgage that acts as a credit line against the equity that you have in your property.

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What is a conforming loan?

In this post, we’re going to review the three different categories that loan sizes are typically divided up into by mortgage lending banks.

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What is APR?

Understanding APR is very important for borrowers who are looking to compare what various lenders are offering them with regard to an interest rate and the loan cost.

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