Specializing in Southern Orange County

Loan Types

Cash-Out vs. Rate/Term

Understanding how banks structure loan scenarios, can help you as the borrower better understand the interest rate that is being quoted to you by a mortgage lending bank.

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What is an ARM?

An adjustable rate mortgage is simply a mortgage in which the interest rate can move up or down depending on the interest rate index that it is tied to.

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What is a HELOC?

A HELOC stands for Home Equity Line of Credit and this is essentially a type of mortgage that acts as a credit line against the equity that you have in your property.

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What is a conforming loan?

In this post, we’re going to review the three different categories that loan sizes are typically divided up into by mortgage lending banks.

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